High-Risk Merchant Processing Services You Can Trust

Safely process high-risk transactions while reducing fraud and chargebacks.

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High-Risk Merchant Account Solutions

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    Comprehensive high-risk merchant account services with safe, secure payment processing.

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    Lowest transaction fees in the industry, plus eCheck (ACH) processing.

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    Real-time fraud and chargeback interception to protect your revenue.

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    Businesses may be considered high risk due to chargebacks, canceled transactions, refunds, credit card fraud, or industry type.

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    Many high-risk merchants face restrictive terms and high rates, but Y2Payments offers flexible, fair solutions.

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    In-depth knowledge of high-risk business needs ensures accounts remain active and in good standing.

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    Strong processor relationships tailored to keep your business operational and protected.

Specializing in Collection Agencies

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    In-depth training so anyone can understand how the processing works.

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    Interchange pass-through pricing, reducing transaction costs and saving agencies significantly compared to ACCPC pricing.

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    Robust reporting software consolidating all numbers, accounts, and verifications in one place.

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    Ability to route payments to separate trust accounts easily.

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    Seamless integration with existing systems.

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    Support for multiple processors on the back end.

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    Increased profits through cost savings and efficient transaction management.

The interchange pass-through pricing offered by Y2Payments saves collection agencies every month over ACCPC pricing. Combined with in-depth training and a robust reporting system, agencies can manage accounts efficiently while maximizing profits.

Benefits for Law Firms

Key Advantages:

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    Route payments to separate trust accounts easily.

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    Reduce supply costs.

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    In-depth training for streamlined payment processing.

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    Increase profits with faster and automated billing.

Law firms often do not accept credit cards for billing, which can result in waiting up to 45 days to receive payment for services rendered. With a Y2Payments merchant account, law firms can easily set up automated billing to improve cash flow.

Put Y2Payments 30+ Years to Work for Your High-Risk Merchant Account

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    High Approval Ratings

    Strong processor relationships keep high-risk merchant accounts active and in good standingStrong processor relationships keep high-risk merchant accounts active and in good standing.

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    Easy & Fast Setup

    Same-day approval and payment gateway integration allows you to be up and running as early as tomorrow.

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    Fraud & Chargeback Protection

    Intercept consumer disputes before they turn into chargebacks. The Y2P Conduit portal includes an automated system that properly responds to chargeback requests in real time.

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Other Higher Risk Markets We Serve

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    E-Commerce Websites

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    MLM, Travel & Leisure, Nutraceuticals

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    International Sales Organizations

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    Offshore Accounts

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    Multiple-Currencies including Cryptocurrencies

Don’t see your solutions here? Call us or complete the form to the left. If you contact us today and you could be up and running as early as tomorrow.

Secure Your High-Risk Payments Today

Protect your revenue, streamline billing, and reduce fraud with Y2Payments’ tailored high-risk merchant solutions.