Y2Payments is a merchant account consulting company specializing in the delivery of government-style pricing to Main Street merchants. Our goal is for Merchants to redirect a measurable percentage of credit card processing expense over to top line revenue producing initiatives. In other words, to grow the business.

Typical merchant account providers charge “bundled” rates for “qualified” transactions. That means a large share of that merchant’s sales often gets hit with mid- and non-qualified transaction surcharges. These are often not explained to the merchant either. All the surcharges do is dramatically increase the “stated” rate used by three-tiered pricing models.

Those excess fees actually shift profits from the merchant into excess, price-gouging profits for the service provider.

Y2Payments has been providing cost effective payment solutions to state, county and municipal jurisdictions and main street businesses of all sizes since 1985. We do this through a national network of experienced Referral Agents with core competencies in related business services.

Y2Pay, and its Referral Agents, share the common denominator of putting the merchant’s interests first. We work to build a long-standing, trusted advisor relationship with every customer so our merchant wins. The provider doesn’t. Absolutely No Mid-and Non-Qualified Surcharges.

How Y2Payments Works

Unlike the interchange plus pricing we deliver, about 70% of existing merchant accounts are set up with the outlandishly expensive three-tiered pricing structure. If your account statement lists surcharges for “mid-qualified” and “non-qualified” transactions that means you are paying tiered merchant account pricing. Our competitors seem more interested in their profit than they are in yours.

Not Convinced? Let us Give you a Free Audit of your Current Services

Here is How it Works:

Option 1- Call and Compare

Call Us at 888-693-1850 for A Free Merchant Account Audit

A Y2Payments expert will ask you for a recent copy of a merchant account billing statement for analysis. One of two things will happen next.

We Compare Your Current Pricing Against our Services

We either discover your pricing is at least comparable to what we offer – you will get that positive feedback along with our compliments.

– or –

We will set up webinar demo of our proposed pricing and the money you can save.

We Compare Your Current Payment Method Offerings Against Our Robust Services

Credit/debit cards and eCheck transaction options are all included to your bottom line benefit.

You Spend Less and Offer More Value

You will spend less on merchant processing expenses and offer you more value-add technologies that will drive new top-line sales which means more payments for us to process. It’s a win-win!

To learn more about how we do what we do, read through “The DNA of Credit Card Pricing” (coming soon). Another coming article you’ll find interesting is “Is There a Pickpocket in Your Merchant Account?”

Contact Y2Payments today to learn how we can help provide you with a superior payment system. Call us at 888-693-1850.

For an interactive demo of our payments gateway, use our Contact Us page and suggest a time that is convenient for you to invest 20-minutes.