Merchant Account Solutions

Optimize your merchant account with Y2Payments and lower processing expenses.

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People using smartphones for financial tasks.

Proven Merchant Account Savings

Our performance over the past 30 years demonstrates that we can reduce merchant account processing costs by 20–40% on average—and in some cases, particularly for Pay by Phone or eCommerce businesses, savings can reach as high as 50%.

Key Benefits:

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    Automated chargeback handling minimizes lost sales.

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    Revenue recoveries are significantly enhanced, preventing large numbers of alleged credit card fraud claims.

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    High-volume merchants receive access to multiple processors, ensuring uninterrupted service.

Secure and Customizable Payment Systems

Y2Pay delivers high-speed, secure payment systems for merchants across North America. Each system is fully customizable to process transactions according to your specific business needs, using only PCI DSS-compliant processors. These processors support popular payment acceptance, disbursement, and anti-fraud options, all integrated into a tailored payment solution.

Y2Pay does not use bundled or tiered rate structures. Mid- and non-qualified rate surcharges are eliminated, significantly reducing overall merchant costs.

Contact Y2Payments today to learn how we can provide you with a superior merchant account system. Call us at (888) 693-1850.

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Couple using smartphone for contactless payment.

Built-In Redundancy With Backup Processors

For larger agencies, we provide more than one merchant acquirer to ensure uninterrupted service.

Why a Backup Processor Is Essential

If a provider withdraws from your industry, a backup processor is necessary to prevent the loss of days of valuable cash flow. Y2Payment’s patented load-balancing feature, built into the Y2Payment Conduit, ensures all processing is handled seamlessly within one integrated solution.

Optimize Your Merchant Account Today

Reduce processing costs, increase payment security, and maximize efficiency with a tailored solution.