Clarity and Confidence About Modern Payment Systems
Transparent pricing strategies designed to support stable and efficient payment operations.
Cost-Controlled Payment Processing Framework
Y2Payments is a merchant account consulting company specializing in the delivery of government-style pricing to Main Street merchants. The goal is for merchants to redirect a measurable percentage of credit card processing expense over to top-line revenue-producing initiatives, in other words, to grow the business.
We accomplish this by using Card Brand compliant methods to shift processing expenses to cardholders in keeping up with 21st century trends. Just imagine how much revenue can be realized by redirecting those costs to new, dynamic marketing plans? Top line growth?
Y2Payments has been providing cost-effective payment solutions to state, county, and municipal jurisdictions and Main Street businesses of all sizes since 1985 through a national network of experienced referral agents with core competencies in related business services.
Typical merchant account providers charge bundled rates for qualified transactions.
-
A large share of merchant sales often gets hit with mid- and non-qualified transaction surcharges.
-
These surcharges are often not explained to the merchant.
-
Surcharges dramatically increase the stated rate used by three-tiered pricing models.
-
Excess fees shift profits from the merchant into excess, price-gouging profits for the service provider.
-
Y2Pay and its referral agents put the merchant’s interests first.
-
The approach focuses on building long-standing, trusted advisor relationships with every customer.
-
The objective is for the merchant to win rather than the provider.
-
Absolutely no mid- and non-qualified surcharges.
How Y2Payments Works
Unlike the interchange-plus pricing model we provide, approximately 70% of existing merchant accounts are structured under the costly three-tiered pricing system. When account statements show surcharges for mid-qualified and non-qualified transactions, it indicates that tiered merchant account pricing is being applied. In many cases, competing providers prioritize their own profit rather than the financial interests of merchants.
Complimentary Review of Current Processing Services
Here Is How It Works
Call and Compare
Call us at (888) 693-1850 for a free merchant account audit. A Y2Payments expert will request a recent merchant account billing statement for analysis. One of two outcomes will occur next:
-
Call us at (888) 693-1850 for a free merchant account audit.
-
A Y2Payments expert will request a recent merchant account billing statement for analysis.
-
One of two outcomes will occur next.
-
We compare your current pricing against our services.
-
If your pricing is at least comparable to what we offer, you will receive positive feedback along with our compliments.
Webinar Demonstration of Proposed Pricing
We set up a webinar to present the proposed pricing and demonstrate the potential savings. Your current payment method offerings are compared against our robust services, including credit/debit card and eCheck transaction options, all designed to benefit your bottom line.
-
A webinar is arranged to present the proposed pricing.
-
The potential savings are demonstrated.
-
Current payment method offerings are compared against our robust services.
-
Credit/debit card and eCheck transaction options are included.
-
All offerings are designed to benefit your bottom line.
-
You will spend less on merchant processing expenses.
-
Additional value-add technologies drive top-line sales.
-
More transactions are processed for us, creating a win-win.
For further insight into our approach, read “The DNA of Credit Card Pricing” (coming soon). Another upcoming article of interest is “Is There a Pickpocket in Your Merchant Account?”
Contact Y2Payments today to discover how we can provide a superior payment system. Call us at (888) 693-1850.
To schedule an interactive demo of our payments gateway, use our Contact Us page and select a time that is convenient for you to dedicate 20 minutes.
Take Control of Your Payment Costs
Reduce unnecessary fees, optimize your processing, and strengthen your business bottom line today.